Guidance
Our goal is to support and help you understand your options, timelines, and coverage choices. So you can make educational confident informed decisions
Extra Protection Options
We offer a variety of supplemental insurance products designed to help provide additional financial protection for unexpected health care expenses. Coverage options may include accident, cancer, heart attack, stroke, hospital indemnity an dental plans.
Accident Coverage
Accident insurance can provide cash payouts if you're injured in an accident, helping to cover medical bills, lost income, or other unexpected expenses. This benefit ensures you're financially supported during recovery, easing the burden when life takes an unexpected turn.
Cancer, Heart Attack & Stroke
CHAS offers cash benefits upon diagnosis, helping to cover treatment costs, recovery expenses, and lost income. This coverage provides crucial financial support during a health crisis, allowing you to focus on healing without added financial stress.
Hospital Indemnity
Hospital Indemnity coverage provides additional financial support if you're admitted to the hospital, helping offset out-of-pocket costs and other related expenses. Benefits are paid directly to you, regardless of other coverage.
Dental
Dental insurance provides cash benefits for routine check-ups, cleanings, and necessary treatments, helping to reduce out-of-pocket costs. This coverage ensures you can maintain your oral health affordably and consistently.
Not Sure Which Extras Fit Your Needs? We'll Walk You Through It:
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Review Existing Coverage
Assess your current insurance coverage and determine if additional protection, such as an accident plan, would be beneficial. Consider factors like your lifestyle, health risks, and financial situation to identify gaps that plan enhancements could fill.
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Identify the Potential Shortfall
Explore different plan enhancement options and compare their benefits, coverage limits, and costs. Look for plans that best match your needs and budget, paying attention to the specifics of each policy, such as claim processes and exclusions.
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Select the Coverage to Minimize Your Risk
Complete the application process for your chosen enhancement plan, which may include providing personal information and health details. Once approved, review the policy terms, finalize your enrollment, and ensure you understand how to use your coverage effectively.